Blackjack Match Dealer Odds
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*Blackjack Match The Dealer Side Bet Odds
*Blackjack Match The Dealer Odds
*Blackjack Match The Dealer Odds
Blackjack pays 3:2. Resplitting aces allowed. Dealer stands on a 17. Early/late surrender. Low deck penetration (for card counters). Insurance (for card counters). Favourable Blackjack Rule Variations for the Casino. Double down on 10 and 11 only. Dealer hits a soft 17. The more decks the better. Blackjack pays 6:5. Match the Dealer is one of the original blackjack side bets to hit the market, and it’s withstood the test of time for several reasons. By offering a fairly generous win rate of 15 percent, and a snug average house edge rate of 3.87 percent, Match the Dealer doesn’t go out of its way to punish players. “Match the Dealer” is a type of a blackjack side bet that players can make to make more money. It paves the way for an exciting blackjack betting strategy, but it also comes with a view of pitfalls that would make you want to avoid it. Usually in blackjack, the dealer must hit on 16 and stand on 17. These rules are slightly different for other variations of twenty-one. So generally, the odds of the dealer’s final score being 16 are 0% because he must hit. This table will show the probability of the dealer busting or getting a non-bust hand as well as natural blackjacks.
Blackjack, unlike other gambling games is not considered a game of chance, it is one that you can win if you start applying some knowledge. Unlike many other games where the result depends on player luck only, this game provides probabilities depending on the player decisions. Therefore, in order to win you have to know what your probabilities are now and how and when to increase them.
Before we take a look at player and dealer blackjack odds, we should consider all the parameters that affect the odds in the game.House Edge CalculatorThe easiest way for you to calculate the odds in blackjack is by using our free House Edge Calculator. This tool will help you to count player odds and the probabilities of dealer going bust on various dealer’s up cards.Blackjack Rules Variations
Blackjack variations were created to entertain players and provide them with a chance to win more money on side bets. Each rule variation affects the house edge, some rules making a big, others making a minor difference. Most common rule variations can be found at our House Edge Calculator in the «Rules» window. Now, let’s take a closer look at the rules and see how they affect the odds in the game.
NOTE: The rules chosen in the table below are most favorable for the player.Number of decks
The first thing a player should consider when choosing a table is the number of decks used in the game. The more decks there are - the less odds the player has. (See the table - Probabilities – Number of decks)Dealer hits or stands on soft 17
The main rules of the game are usually written on the table felt and it may say either dealer hits or stands on soft 17. If according to the rules dealer hits soft 17, the game gives the house a 0.2% extra edge.Rules for doublingBlackjack Match The Dealer Side Bet Odds
This rule is sometimes called the ’Reno’ rule, which restricts doubling only to certain hand totals. Double 9 - 11 affects the house edge increasing it by 0.09% (8 decks game) and 0.15% (1 deck game). Double 10-11 increases the house edge by 0.17% (8 decks game) and 0.26% (1 deck game).Doubling after Split
If the casino allows a player to double after he splits a pair, the player will get a further edge of around 0.12%.Resplitting
Most casinos allow players to split again after he/she splits a pair and is dealt another card of the same rank. However, if the casino does not, this means the odds favor the house. As the best hands for splitting are a pair of Aces and 8s, there may be a special rule for Splitting Aces. If the casino allows the player to re-split Aces, the player gets a 0.03% extra edge. Moreover, in most cases if the player splits Aces, the casino will deal only one card per hand and that’s it. Allowing players to hit on a hand of Split Aces gives the player an edge of 0.13%. We do not consider this rule in our calculator due to the fact it is almost never used, especially online.Good for player
*1 deck of cards (house edge 0.17%)
*Doubling allowed on any cards
*Doubling allowed after Split and after Hit (player edge 0.12%)
*Early surrender is preferable
*Dealer stands on soft 17 (player edge 0.2%)
*Resplitting any cards allowed (player edge 0.03%)Extra Rules Affecting Blackjack OddsEuropean No-Hole-Card Rule
Some blackjack variations are played with a hole card that is dealt to the dealer only after all the players have played their hands. This rule affects player strategy when playing against dealer up 10 or an Ace. In a typical hole-card game the player would know whether the dealer has a Blackjack or not before he makes any decisions. In this game, however, the player is risking a lot more if he decides to double or split. This rule adds 0.11% to the house advantage. However, there may be some casinos that allow the player to push on all the additional bets (doubling down and splitting pairs) if the dealer happens to have Blackjack.Another Payouts on Blackjack
The classic payout on player Blackjack is 3 to 2. However, some casinos change the payout to increase the house edge. The payout on blackjack thus may vary from 1:1 to 6:5. As a Blackjack hand frequency is approximately 4.8% (see the table Two Card Hand Frequency), the payout of 1:1 will increase house edge by 2.3% and the payout of 6:5 - by 1.4%. The first rule (1:1) is only rarely found , while the second (6:5) can be found at some tables with a single deck blackjack game. The payout on Blackjack is generally written on a table felt.Best tipfor odds seekers
The easiest way to choose the game with the highest odds is to play blackjack with no extra special rules. Do not forget where your basic odds are hidden - chance to Split, Double Down and get a 3 to 2 payout on Natural.Dealer wins Ties
Another disadvantage for the player is when the rules of the game say that dealer wins all ties. This rule is almost never used in the classic games, though it can be found in some blackjack variations.Insurance
The Insurance bet is a casino trick that gives the house a huge edge. The main factor why many players take this bet lies in the fact it costs only half of the original one. However, when the player takes Insurance every time he plays the game, the house edge may raise up to 7%. Added to all the other rules the casino sets on the game and you will see why probabilities are worth learning if you want to quit winners.Side Bets
All blackjack games that offer side bets seem to be the biggest attraction for blackjack lovers. However, if you consider blackjack odds on these bets, you will notice that no matter how big the jackpot is (as in progressive blackjack rules) or how great the payout is for the pair (as in perfect pairs rules), the odds still favor the house and you are not likely to win.Blackjack Probabilities chartsNumber of decksHouse Advantage %Single0.1720.4640.6060.6480.66
The quantity of decks increases the house advantage with each extra deck added to the game. Look for games with the smallest number of decks. However, some games offering a chance to play with 1 deck may only still provide low player odds due to low payouts on Blackjack and other rules. Be sure to check them before you play.Hand value% frequency214.817-20301-1638.7No Bust26.5
The table on the left describes how often the following hands can appear. The hands are the first two-cards dealt to the player. The frequency stands for the average number of times dealt per deck of cards. As you can see, the most frequent hands dealt are the ’Decision hands’ that demand knowledge of blackjack strategy.Hand value% of busting2110020921985187717691662155814561339123111 or less0
In this table you can see the probability of going bust on any hand if the player decides to Hit. This means that with 0% you can never go bust when hitting a hand of 11 or less. As you can see, the table is for hard hand totals as you will 100% bust if you Hit on a hand of hard 21.CardHouse edge %(when cards removed)20.4030.4340.5250.6760.4570.3080.019-0.1510,J,Q,K-0.51Ace-0.59
You probably already know that in blackjack small cards in the deck favor the dealer while big ones favor the player. In this table you can see that removing 2s from the deck adds a 0.40% of advantage to the player, while if 10’s are taken out - the odds are 0.51% for the house.Dealer Face Up CardDealer Bust %Player Odds %(Using Basic Strategy)235.39.8337.5613.4440.2818542.8923.2642.0823.9725.9914.3823.865.4923.34-4.310,J,Q,K21.43-16.9Ace11.65-16
Blackjack probabilities are calculated due to different parameters, including the dealer up card. The table on the left depicts how likely it is that dealer will go bust with certain up cards and what the player odds are in this very situation. For example, the highest player odds are when the dealer shows a 6, as he is most likely to go bust with this hand. The lowest player odds are when the dealer’s up card is a 10 or an Ace.House Edge CalculatorYou can count the players and casino odds any time you play with the help of our House Edge Calculator. The tool helps to find the probabilities for any game rules and the results can be calculated for all parameters.TOP 3 US blackjack casinos Red Stag Casino
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My idea of a good time gambling in Las Vegas largely means applying basic strategy and grinding close equity spots at the blackjack tables.
Blackjack’s staying power as a staple of the casino table game scene isn’t an accident. By combining player decision points and partial information to create a highly strategic experience, blackjack levels the playing field between players and the house.
Unlike other casino classics like the slots and roulette, blackjack doesn’t leave a player’s fate up to the whims of fate and random luck. Instead, the game allows sharp thinkers and strategists a rare opportunity to take on the house on (nearly) level ground.
With all that said, however, blackjack in its most basic form can admittedly get a bit boring – especially for basic strategy players. Because every decision is bound by cold logic and ironclad probabilities, experienced players can tend to go on autopilot. As soon as they see their starting hand total relative to the dealer’s up card, the subsequent gameplay process plays out like clockwork.
For this reason, many blackjack regulars enjoy adding an element of chance to the equation by placing side bets. These optional wagers can come in many forms, but their basic purpose is to provide players with a secondary “sweat” on each hand. While you busy yourself with the task of sorting through basic strategy guidelines in the base game, a blackjack side bet offers another dimension more akin to pure gambling.
Based on my personal love of blackjack side bets, I took the time to write up detailed guides on my five favorite offerings. To catch up my previous series installments on a few other blackjack side bets, check out the links below:
And to finish things off, this page is devoted to an especially easy to learn blackjack side bet known as “Match the Dealer.”Introduction to the Match the Dealer Side Bet
Match the Dealer is a side bet which was originally developed in 1999 by casino game designer Masque Publishing.
Veteran casino gamblers probably recognize the Colorado-based Masque Publishing as the company responsible for coining a blackjack variant known as “Spanish 21.” In that game, the traditional 48-card deck of playing cards used in Spain replaces the 52-card deck, with the four 10s removed entirely.Thus, it’s no surprise to learn that the Match the Dealer side bet is widely available in Las Vegas on both standard blackjack and Spanish 21 tables.Blackjack Match The Dealer Odds
The premise of Match the Dealer side bet action is quite simple to grasp, even for blackjack beginners who have little to no experience playing other side bet options.
After placing a secondary wager, the player hopes to see either one or both of their two starting cards match with the dealer’s up card. When a match is made, the player earns premium payouts ranging from 4 to 1 through 38 to 1 – depending on the following:
*How many cards were matched
*Whether those matches contained cards of the same suit.
Matches will appear on approximately 13 percent of all deals, so landing a winner on your Match the Dealer side bet is a decided longshot. But thanks to a juiced up escalating pay table, all it takes is one win to subsidize a shoe’s worth of speculating.
It’s been 20 years since Match the Dealer hit casino floors in Sin City and beyond, and in that time, the side bet has become extremely popular with players and casino operators alike.How to Land a Winner on the Match the Dealer Side Bet
One might suspect that a side bet like Match the Dealer doesn’t offer much in the way of options, but in reality, this wager provides multiple ways to win.
Check out the table below to see exactly how your hole cards can match up with the dealer’s up card to produce a sweet payout:Match the Dealer Side Bet Qualifying HandsHANDDESCRIPTION2 Suited MatchesTwo cards of identical rank AND suit1 Suited Match + 1 Unsuited MatchTwo cards of identical rank with ONE suited match1 Suited MatchOne card of identical rank AND suit2 Unsuited MatchesTwo cards of identical rank with NO suited matches1 Unsuited MatchOne card of identical rank but no suited match
As you can see, using two player hole cards and a single dealer up card creates five possible matching scenarios.
In any game using a shoe with four decks or more, repeat cards combine to make two suited matches a distinct possibility. From there, you might match both cards in terms of rank, while only one of them matches the dealer’s up card suit. Or, you could make a single suited match, and finally, two matches based on rank with no suitedness to speak of.
As for the payouts awarded when you score on the Match the Dealer side bet, the pay tables are slightly different based on how many decks the shoe holds. See the table below for a full breakdown of Match the Dealer side bet payouts:Match the Dealer Side Bet PayoutsDECKS1 UNSUITED MATCH1 SUITED MATCH24 to 119 to 144 to 112 to 153 to 115 to 164 to 111 to 183 to 114 to 1DECKS2 UNSUITED MATCHES2 SUITED MATCHES28 to 1N/A48 to 124 to 156 to 130 to 168 to 122 to 186 to 128 to 1DECKS1 SUITED MATCH + 1 UNSUITED MATCH223 to 1416 to 1518 to 1615 to 1817 to 1
Those numbers can be a mouthful, so given the fact that most Las Vegas casinos utilize either six- or eight-deck shoes on their blackjack tables, I’ll stick with those standard formats going forward.
In terms of six-deck blackjack, the Match the Dealer side bet offers payouts of 4 to 1 on a single unsuited match; 8 to 1 on two unsuited matches; 11 to 1 for a single suited match; 15 to 1 for a single suited match plus an unsuited match; and 22 to 1 for two suited matches.
When you can find an eight-deck game going, the payouts dip slightly to 3 to 1 on a single unsuited match and 6 to 1 on two unsuited matches, but they climb to 14 to 1 for a single suited match, 17 to 1 for a suited match plus an unsuited match, and 28 to 1 for two unsuited matches.Probabilities and House Edge Rates for the Match the Dealer Side Bet
Sizing up the relative merits of a blackjack side bet like Match the Dealer is all about assessing the probability of success and the player’s expected return. By sorting through those statistical data points, one can calculate the house edge on the overall bet.
Below you’ll find the relevant data for Match the Dealer side bets made when a six-deck shoe is in play:Match the Dealer Side Bet (Six-Decks) Combos, Probabilities, and Expected Return RatesHANDCOMBOSPROBABILITYEXPECTED RETURN2 Suited Matches100.021 percent0.0045641 Suited + 1 Unsuited Match900.19 percent0.0280051 Suited Match1,4402.99 percent0.3285972 Unsuited Matches1530.32 percent0.0253921 Unsuited Match5,18410.75 percent0.430163No Matches41,32885.73 prcent-0.857338Total48,2051.00-0.040618
And the following table highlights probabilities and expected return rates when playing Match the Dealer with an eight-deck shoe:Match the Dealer Side Bet (Eight-Decks) Combos, Probabilities, and Expected Return RatesHANDCOMBOSPROBABILITYEXPECTED RETURN2 Suited Matches210.024 percent0.0068451 Suited + 1 Unsuited Match1680.19 percent0.0332461 Suited Match2,6883.13 percent0.4380652 Unsuited Matches2760.32 percent0.0192771 Unsuited Match9,21610.73 percent0.321844No Matches73,53685.60 percent-0.856015Total85,9051.00-0.036738
The numbers track rather closely, but astute observers will notice that an eight-deck shoe actually favors the player when it comes to the house edge.
The lower right-hand corner in each table expresses the overall house edge rate, which stands at 4.06 percent with a six-deck shoe and falls to 3.67 percent when eight decks are in play. The difference here is negligible, however, so you don’t need to worry too much about shopping around for eight-deck shoes.
In both cases, a house edge of either 3.67 percent or 4.06 percent is well within the realm of respectability for chance-based gambling. Don’t take my word for it though, just ask those double-zero roulette enthusiasts who have no problem fading a 5.26 percent house edge on each spin.
Other than that though, the probabilities of making various matching hands mirror one another quite closely across the board.
Overall, when playing the Match the Dealer side bet, you can expect to hit some sort of winner on roughly 15 percent of all deals.
The bulk of those winners will be of the low-level 1 Suited Match variety – with a nearly 11 percent win rate – good for a 4 to 1 payout using six decks and 3 to 1 on your money using eight decks. Next up are the 1 Suited Match winners, which will show up just over 3 percent of the time.
Unfortunately, landing the topline payouts for hitting 2 Suited Matches is a steep longshot, clocking in at well under one-tenth of one percent.Traps to Watch Out for When Playing the Perfect Pairs Side Bet
The only major pitfall plaguing Match the Dealer side bet fans concerns “short-deck” games which use smaller shoes.
I’ve focused on the six- and eight-deck shoes for good reason, as playing with a four-deck shoe instantly increases the house edge against you to 4.84 percent. That’s nearly a full percentage point higher in terms of negative expected return, so
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*Blackjack Match The Dealer Side Bet Odds
*Blackjack Match The Dealer Odds
*Blackjack Match The Dealer Odds
Blackjack pays 3:2. Resplitting aces allowed. Dealer stands on a 17. Early/late surrender. Low deck penetration (for card counters). Insurance (for card counters). Favourable Blackjack Rule Variations for the Casino. Double down on 10 and 11 only. Dealer hits a soft 17. The more decks the better. Blackjack pays 6:5. Match the Dealer is one of the original blackjack side bets to hit the market, and it’s withstood the test of time for several reasons. By offering a fairly generous win rate of 15 percent, and a snug average house edge rate of 3.87 percent, Match the Dealer doesn’t go out of its way to punish players. “Match the Dealer” is a type of a blackjack side bet that players can make to make more money. It paves the way for an exciting blackjack betting strategy, but it also comes with a view of pitfalls that would make you want to avoid it. Usually in blackjack, the dealer must hit on 16 and stand on 17. These rules are slightly different for other variations of twenty-one. So generally, the odds of the dealer’s final score being 16 are 0% because he must hit. This table will show the probability of the dealer busting or getting a non-bust hand as well as natural blackjacks.
Blackjack, unlike other gambling games is not considered a game of chance, it is one that you can win if you start applying some knowledge. Unlike many other games where the result depends on player luck only, this game provides probabilities depending on the player decisions. Therefore, in order to win you have to know what your probabilities are now and how and when to increase them.
Before we take a look at player and dealer blackjack odds, we should consider all the parameters that affect the odds in the game.House Edge CalculatorThe easiest way for you to calculate the odds in blackjack is by using our free House Edge Calculator. This tool will help you to count player odds and the probabilities of dealer going bust on various dealer’s up cards.Blackjack Rules Variations
Blackjack variations were created to entertain players and provide them with a chance to win more money on side bets. Each rule variation affects the house edge, some rules making a big, others making a minor difference. Most common rule variations can be found at our House Edge Calculator in the «Rules» window. Now, let’s take a closer look at the rules and see how they affect the odds in the game.
NOTE: The rules chosen in the table below are most favorable for the player.Number of decks
The first thing a player should consider when choosing a table is the number of decks used in the game. The more decks there are - the less odds the player has. (See the table - Probabilities – Number of decks)Dealer hits or stands on soft 17
The main rules of the game are usually written on the table felt and it may say either dealer hits or stands on soft 17. If according to the rules dealer hits soft 17, the game gives the house a 0.2% extra edge.Rules for doublingBlackjack Match The Dealer Side Bet Odds
This rule is sometimes called the ’Reno’ rule, which restricts doubling only to certain hand totals. Double 9 - 11 affects the house edge increasing it by 0.09% (8 decks game) and 0.15% (1 deck game). Double 10-11 increases the house edge by 0.17% (8 decks game) and 0.26% (1 deck game).Doubling after Split
If the casino allows a player to double after he splits a pair, the player will get a further edge of around 0.12%.Resplitting
Most casinos allow players to split again after he/she splits a pair and is dealt another card of the same rank. However, if the casino does not, this means the odds favor the house. As the best hands for splitting are a pair of Aces and 8s, there may be a special rule for Splitting Aces. If the casino allows the player to re-split Aces, the player gets a 0.03% extra edge. Moreover, in most cases if the player splits Aces, the casino will deal only one card per hand and that’s it. Allowing players to hit on a hand of Split Aces gives the player an edge of 0.13%. We do not consider this rule in our calculator due to the fact it is almost never used, especially online.Good for player
*1 deck of cards (house edge 0.17%)
*Doubling allowed on any cards
*Doubling allowed after Split and after Hit (player edge 0.12%)
*Early surrender is preferable
*Dealer stands on soft 17 (player edge 0.2%)
*Resplitting any cards allowed (player edge 0.03%)Extra Rules Affecting Blackjack OddsEuropean No-Hole-Card Rule
Some blackjack variations are played with a hole card that is dealt to the dealer only after all the players have played their hands. This rule affects player strategy when playing against dealer up 10 or an Ace. In a typical hole-card game the player would know whether the dealer has a Blackjack or not before he makes any decisions. In this game, however, the player is risking a lot more if he decides to double or split. This rule adds 0.11% to the house advantage. However, there may be some casinos that allow the player to push on all the additional bets (doubling down and splitting pairs) if the dealer happens to have Blackjack.Another Payouts on Blackjack
The classic payout on player Blackjack is 3 to 2. However, some casinos change the payout to increase the house edge. The payout on blackjack thus may vary from 1:1 to 6:5. As a Blackjack hand frequency is approximately 4.8% (see the table Two Card Hand Frequency), the payout of 1:1 will increase house edge by 2.3% and the payout of 6:5 - by 1.4%. The first rule (1:1) is only rarely found , while the second (6:5) can be found at some tables with a single deck blackjack game. The payout on Blackjack is generally written on a table felt.Best tipfor odds seekers
The easiest way to choose the game with the highest odds is to play blackjack with no extra special rules. Do not forget where your basic odds are hidden - chance to Split, Double Down and get a 3 to 2 payout on Natural.Dealer wins Ties
Another disadvantage for the player is when the rules of the game say that dealer wins all ties. This rule is almost never used in the classic games, though it can be found in some blackjack variations.Insurance
The Insurance bet is a casino trick that gives the house a huge edge. The main factor why many players take this bet lies in the fact it costs only half of the original one. However, when the player takes Insurance every time he plays the game, the house edge may raise up to 7%. Added to all the other rules the casino sets on the game and you will see why probabilities are worth learning if you want to quit winners.Side Bets
All blackjack games that offer side bets seem to be the biggest attraction for blackjack lovers. However, if you consider blackjack odds on these bets, you will notice that no matter how big the jackpot is (as in progressive blackjack rules) or how great the payout is for the pair (as in perfect pairs rules), the odds still favor the house and you are not likely to win.Blackjack Probabilities chartsNumber of decksHouse Advantage %Single0.1720.4640.6060.6480.66
The quantity of decks increases the house advantage with each extra deck added to the game. Look for games with the smallest number of decks. However, some games offering a chance to play with 1 deck may only still provide low player odds due to low payouts on Blackjack and other rules. Be sure to check them before you play.Hand value% frequency214.817-20301-1638.7No Bust26.5
The table on the left describes how often the following hands can appear. The hands are the first two-cards dealt to the player. The frequency stands for the average number of times dealt per deck of cards. As you can see, the most frequent hands dealt are the ’Decision hands’ that demand knowledge of blackjack strategy.Hand value% of busting2110020921985187717691662155814561339123111 or less0
In this table you can see the probability of going bust on any hand if the player decides to Hit. This means that with 0% you can never go bust when hitting a hand of 11 or less. As you can see, the table is for hard hand totals as you will 100% bust if you Hit on a hand of hard 21.CardHouse edge %(when cards removed)20.4030.4340.5250.6760.4570.3080.019-0.1510,J,Q,K-0.51Ace-0.59
You probably already know that in blackjack small cards in the deck favor the dealer while big ones favor the player. In this table you can see that removing 2s from the deck adds a 0.40% of advantage to the player, while if 10’s are taken out - the odds are 0.51% for the house.Dealer Face Up CardDealer Bust %Player Odds %(Using Basic Strategy)235.39.8337.5613.4440.2818542.8923.2642.0823.9725.9914.3823.865.4923.34-4.310,J,Q,K21.43-16.9Ace11.65-16
Blackjack probabilities are calculated due to different parameters, including the dealer up card. The table on the left depicts how likely it is that dealer will go bust with certain up cards and what the player odds are in this very situation. For example, the highest player odds are when the dealer shows a 6, as he is most likely to go bust with this hand. The lowest player odds are when the dealer’s up card is a 10 or an Ace.House Edge CalculatorYou can count the players and casino odds any time you play with the help of our House Edge Calculator. The tool helps to find the probabilities for any game rules and the results can be calculated for all parameters.TOP 3 US blackjack casinos Red Stag Casino
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My idea of a good time gambling in Las Vegas largely means applying basic strategy and grinding close equity spots at the blackjack tables.
Blackjack’s staying power as a staple of the casino table game scene isn’t an accident. By combining player decision points and partial information to create a highly strategic experience, blackjack levels the playing field between players and the house.
Unlike other casino classics like the slots and roulette, blackjack doesn’t leave a player’s fate up to the whims of fate and random luck. Instead, the game allows sharp thinkers and strategists a rare opportunity to take on the house on (nearly) level ground.
With all that said, however, blackjack in its most basic form can admittedly get a bit boring – especially for basic strategy players. Because every decision is bound by cold logic and ironclad probabilities, experienced players can tend to go on autopilot. As soon as they see their starting hand total relative to the dealer’s up card, the subsequent gameplay process plays out like clockwork.
For this reason, many blackjack regulars enjoy adding an element of chance to the equation by placing side bets. These optional wagers can come in many forms, but their basic purpose is to provide players with a secondary “sweat” on each hand. While you busy yourself with the task of sorting through basic strategy guidelines in the base game, a blackjack side bet offers another dimension more akin to pure gambling.
Based on my personal love of blackjack side bets, I took the time to write up detailed guides on my five favorite offerings. To catch up my previous series installments on a few other blackjack side bets, check out the links below:
And to finish things off, this page is devoted to an especially easy to learn blackjack side bet known as “Match the Dealer.”Introduction to the Match the Dealer Side Bet
Match the Dealer is a side bet which was originally developed in 1999 by casino game designer Masque Publishing.
Veteran casino gamblers probably recognize the Colorado-based Masque Publishing as the company responsible for coining a blackjack variant known as “Spanish 21.” In that game, the traditional 48-card deck of playing cards used in Spain replaces the 52-card deck, with the four 10s removed entirely.Thus, it’s no surprise to learn that the Match the Dealer side bet is widely available in Las Vegas on both standard blackjack and Spanish 21 tables.Blackjack Match The Dealer Odds
The premise of Match the Dealer side bet action is quite simple to grasp, even for blackjack beginners who have little to no experience playing other side bet options.
After placing a secondary wager, the player hopes to see either one or both of their two starting cards match with the dealer’s up card. When a match is made, the player earns premium payouts ranging from 4 to 1 through 38 to 1 – depending on the following:
*How many cards were matched
*Whether those matches contained cards of the same suit.
Matches will appear on approximately 13 percent of all deals, so landing a winner on your Match the Dealer side bet is a decided longshot. But thanks to a juiced up escalating pay table, all it takes is one win to subsidize a shoe’s worth of speculating.
It’s been 20 years since Match the Dealer hit casino floors in Sin City and beyond, and in that time, the side bet has become extremely popular with players and casino operators alike.How to Land a Winner on the Match the Dealer Side Bet
One might suspect that a side bet like Match the Dealer doesn’t offer much in the way of options, but in reality, this wager provides multiple ways to win.
Check out the table below to see exactly how your hole cards can match up with the dealer’s up card to produce a sweet payout:Match the Dealer Side Bet Qualifying HandsHANDDESCRIPTION2 Suited MatchesTwo cards of identical rank AND suit1 Suited Match + 1 Unsuited MatchTwo cards of identical rank with ONE suited match1 Suited MatchOne card of identical rank AND suit2 Unsuited MatchesTwo cards of identical rank with NO suited matches1 Unsuited MatchOne card of identical rank but no suited match
As you can see, using two player hole cards and a single dealer up card creates five possible matching scenarios.
In any game using a shoe with four decks or more, repeat cards combine to make two suited matches a distinct possibility. From there, you might match both cards in terms of rank, while only one of them matches the dealer’s up card suit. Or, you could make a single suited match, and finally, two matches based on rank with no suitedness to speak of.
As for the payouts awarded when you score on the Match the Dealer side bet, the pay tables are slightly different based on how many decks the shoe holds. See the table below for a full breakdown of Match the Dealer side bet payouts:Match the Dealer Side Bet PayoutsDECKS1 UNSUITED MATCH1 SUITED MATCH24 to 119 to 144 to 112 to 153 to 115 to 164 to 111 to 183 to 114 to 1DECKS2 UNSUITED MATCHES2 SUITED MATCHES28 to 1N/A48 to 124 to 156 to 130 to 168 to 122 to 186 to 128 to 1DECKS1 SUITED MATCH + 1 UNSUITED MATCH223 to 1416 to 1518 to 1615 to 1817 to 1
Those numbers can be a mouthful, so given the fact that most Las Vegas casinos utilize either six- or eight-deck shoes on their blackjack tables, I’ll stick with those standard formats going forward.
In terms of six-deck blackjack, the Match the Dealer side bet offers payouts of 4 to 1 on a single unsuited match; 8 to 1 on two unsuited matches; 11 to 1 for a single suited match; 15 to 1 for a single suited match plus an unsuited match; and 22 to 1 for two suited matches.
When you can find an eight-deck game going, the payouts dip slightly to 3 to 1 on a single unsuited match and 6 to 1 on two unsuited matches, but they climb to 14 to 1 for a single suited match, 17 to 1 for a suited match plus an unsuited match, and 28 to 1 for two unsuited matches.Probabilities and House Edge Rates for the Match the Dealer Side Bet
Sizing up the relative merits of a blackjack side bet like Match the Dealer is all about assessing the probability of success and the player’s expected return. By sorting through those statistical data points, one can calculate the house edge on the overall bet.
Below you’ll find the relevant data for Match the Dealer side bets made when a six-deck shoe is in play:Match the Dealer Side Bet (Six-Decks) Combos, Probabilities, and Expected Return RatesHANDCOMBOSPROBABILITYEXPECTED RETURN2 Suited Matches100.021 percent0.0045641 Suited + 1 Unsuited Match900.19 percent0.0280051 Suited Match1,4402.99 percent0.3285972 Unsuited Matches1530.32 percent0.0253921 Unsuited Match5,18410.75 percent0.430163No Matches41,32885.73 prcent-0.857338Total48,2051.00-0.040618
And the following table highlights probabilities and expected return rates when playing Match the Dealer with an eight-deck shoe:Match the Dealer Side Bet (Eight-Decks) Combos, Probabilities, and Expected Return RatesHANDCOMBOSPROBABILITYEXPECTED RETURN2 Suited Matches210.024 percent0.0068451 Suited + 1 Unsuited Match1680.19 percent0.0332461 Suited Match2,6883.13 percent0.4380652 Unsuited Matches2760.32 percent0.0192771 Unsuited Match9,21610.73 percent0.321844No Matches73,53685.60 percent-0.856015Total85,9051.00-0.036738
The numbers track rather closely, but astute observers will notice that an eight-deck shoe actually favors the player when it comes to the house edge.
The lower right-hand corner in each table expresses the overall house edge rate, which stands at 4.06 percent with a six-deck shoe and falls to 3.67 percent when eight decks are in play. The difference here is negligible, however, so you don’t need to worry too much about shopping around for eight-deck shoes.
In both cases, a house edge of either 3.67 percent or 4.06 percent is well within the realm of respectability for chance-based gambling. Don’t take my word for it though, just ask those double-zero roulette enthusiasts who have no problem fading a 5.26 percent house edge on each spin.
Other than that though, the probabilities of making various matching hands mirror one another quite closely across the board.
Overall, when playing the Match the Dealer side bet, you can expect to hit some sort of winner on roughly 15 percent of all deals.
The bulk of those winners will be of the low-level 1 Suited Match variety – with a nearly 11 percent win rate – good for a 4 to 1 payout using six decks and 3 to 1 on your money using eight decks. Next up are the 1 Suited Match winners, which will show up just over 3 percent of the time.
Unfortunately, landing the topline payouts for hitting 2 Suited Matches is a steep longshot, clocking in at well under one-tenth of one percent.Traps to Watch Out for When Playing the Perfect Pairs Side Bet
The only major pitfall plaguing Match the Dealer side bet fans concerns “short-deck” games which use smaller shoes.
I’ve focused on the six- and eight-deck shoes for good reason, as playing with a four-deck shoe instantly increases the house edge against you to 4.84 percent. That’s nearly a full percentage point higher in terms of negative expected return, so
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